Every dollar is automatically given a purpose.

Duckets splits your income across wallets the moment it arrives, so budgeting isn't a monthly chore — it's just how your money already works.

A budgeting system, not a spreadsheet

Start simple with one plan and plain wallets — turn on more as you need it.

The moment income comes in, it's split across your wallets by percentage — no manual budgeting required.

Give a wallet a savings target, and optionally stop collecting once it's met — the freed-up share flows elsewhere automatically.

Schedule income and expenses — daily, weekly, monthly, twice a month, even "the third Tuesday" — and see it all on a calendar.

Run more than one budget and link them together — a plan can feed into another plan just like a wallet feeds a goal.

Let one wallet lend to another with a repayment schedule, so borrowing between your own goals stays honest and trackable.

Invite a partner or family member to the same account with Owner, Member, or Viewer access.

Free to get started. No credit card required.